Friday, May 4, 2007

Jeopardizing your Identity

When you lay your information out on the line and care little that anyone sees who you are, you are jeopardizing your identity and could fall into the hands of the next identity theft. When you visit the World Wide Web and find something that peeks your interest before you give out your credit card information you had better think long and hard before filling out that order form. If the site does not have security or encryptions then the site is a surefire leak that can land your information into the hands of an identity theft.

The World Wide Web is one of the most dangerous environments created, and much to your surprise there are countless of predators getting away with identity theft every day. The law enforcement along with many other officials and agencies are working hard to fight the crime; however, the World Wide Web has ways of covering the tracks of predatory persons, thus rarely are they ever caught.

Over the last few years thousands, if not millions of individuals have lost their identity on the World Wide Web alone. Out of the many that have lost their identity only a handful of the perpetrators were caught while, the government is spending billions of dollars each year to fight the crime. If you are online and planning to give out your information, before you place your self in jeopardy, make sure the site, have encryptions. The little lock and key at the bottom of the pages is a proof that encryptions exist, however the ‘s’ behind the http located in the search engine is far more secure than the lock and keys.

Even if the site offers, security you may want to check with the Better Business Bureau to make sure the site is legit. Take note that some services online will sell, lease, or else give your information to other services. Thus, if you are ordering online make sure that the site guarantees privacy and security in the terms and conditions before taking the next step.

If you fall into the hands of an identity thief make sure you contact the authorities immediately, file a complaint with the proper governmental officials online, call the TransUnion, Equifax, and Experian immediately, and ask that a FREEZE be placed on your accounts. You will also need to cancel all credit cards, debit cards, checking accounts, market accounts, saving accounts and so forth. Be sure to notify your utility providers, mortgager, property owners and anyone that has access to your information, alerting them that your identity was stolen.

When you open up new accounts in your name make sure you keep high watch over the activity that occurs on your accounts. Keep all statements, receipts and any information provided to you by the services or anywhere you use your account information. If any activities occur immediately, report them to the right sources to avoid further complications. You may want to open up three or more banking accounts and close them randomly if the perpetrator is not caught.

Sounds frustrating, but when you are a victim of identity theft, you are a victim forever in most instances. Furthermore, if you become a victim of identity theft you may want to visit your local mental health expert, since the mental anguish you will endure throughout the process will drive you to the ground, unless you are strong willed and ready to fight ongoing without cease for the rest of your life. It is important to learn how to take care of your health also, since your nerves will crash you over time if you are not wise to the steps of fighting identity theft. Do not think that it could be simple as getting a new identity, because it is far more complicated than this.

A new social security number is rarely ever giving to an identity theft, simply because the thief has access to your information and could easily get hold of the new number. Once a victim of identity theft, you remain a victim for life in most cases. I encourage you to never jeopardize your information at any time and take all precautions when anyone asks you to give out your information.

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