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Persecuted by Identity Theft

Persecuted by Identity Theft

When a person becomes victim of identity theft, they are often persecuted throughout the battle to restore their lives. Identity theft predators are lurking the World Wide Web daily searching for information to steal and these predators will go as far as setting up equipment in their home to hear phone conversations, as well as standing over a person while they type in their PIN name at ATM machines or stores.

Identity thieves do not care that the cost of the crime is placed on the victims head. Identity thieves think of them self when stealing and will go to all lengths to steal information. Cordless phones and cell phones are vulnerable, since with the right scanner installed a person can listen into phone calls in a local area. When a person goes to the ATM or stores to make a purchase thieves will stand over your shoulder watching you as you provide you PIN number to a machine.

Hackers and crackers frequent the World Wide Web, studying the Internet while they following tracks left behind when a person searches web pages. Thieves will study new technology to find leaks in the system to locate information in which they can use to open new accounts, use up credit cards, apply for credit cards, commit additional crimes, lease apartments, and apply for credit and so forth.

Victims’ of identity theft have discovered that they were being sued for failure to uphold a lease agreement, or for debts that they did not authorize. Victims’ have been accused of crimes they did not commit, and have found them self in bankruptcy when they have never been to court. Victims’ have been issued bank drafts when they had sufficient funds in their banking account.

Thieves will drain accounts, file bankruptcy, buy new cars, mortgage a home, or lease an apartment in the victim’s name, and when the thief feels nervous, the thief will move on without caring about the damage he or she does to the victim. When delinquencies or judges incur from the thief’s actions, thus the victim is the target for persecution.

If you suspect that your identity is stolen it is important to report the crime to the local authorities immediately, or in the area where you suspect your identity was stolen. You will also need to report the crime to the Federal Trade Commission (FTC), and request reports of your credit files. You will also need to alert the credit bureaus that your identity has been stolen. Few states will permit a FREEZE on your accounts, while other states only permit Fraud Alerts. Thus, the states that offer FREEZE should be considered, since if you can get a freeze on your accounts it will prevent the thief from taking further advantage of you. A Fraud Alert merely causes the victim further persecution, since creditors and employers can view the files and will often assume that the alert is risky on the behalf of the victim, thus will often reject the applicant. The FREEZE on your account enables you to choose when to temporary remove a PIN number to permit viewing.

Next, you will need to close all accounts, including bank accounts, credit card accounts and other accounts. If you have pending mortgages and car loans, notify the company and let them know that your identity was stolen. You should also notify your utility providers and phone providers to alert them that your identity was stolen.

After opening new accounts, make sure that you change the PIN and Passwords randomly to prevent the thief from gaining access to your accounts. If the thief has your social security number and driver license number, notify the Secretary of State and Social Security Administration to alert them, and then consider storing your money at home temporarily, since if the thief has this information he can gain access to your new accounts.

Finally, if you become a victim of identity theft continue to monitor all aspects of your life cautiously, and remember you are the victim, thus those persecuting you are the ignorant that have not endured such crime as of yet.

Organizing to Battle Identity Theft

If you are a victim of identity theft, skills for organizing is required to battle the crime. Once you have taken all the necessary steps in reporting the crime you must learn modus operandi that will help you cope and win the battle. It is important to be accurate when describing your crime to the law, FTC, credit bureaus and other sources. If you have organized notes and information available, the authorities will have more available to them to find the perpetrator.

Thus, keeping all documentation linking to the crime is important, even if you feel it is not. Therefore, setup a filing system outside of your computer and store the information in a safe area. If you must, rent a box at the bank to store you files, rather than taking a chance with storing them at your home. Thus, fires, floods and other natural disasters can destroy all your belongings in one sweep; therefore keeping your files in a box at a bank is much safer. You should also keep copies at a filing cabinet at home as a backup measure.

It is important to keep witnesses available or evidence of your whereabouts if you are victim of identity theft. Remember, the criminal has your information and capable of using it freely without notice, thus you never know the state of mind the criminal stores. Hypothetically speaking, per se a psychopath steals your identity commits a murder or series of murders using your identity in your area…Whom do you think is going to catch the blame. Of course, this hypothetic case is over dramatized, but what if? If you have a mental history of disorders, the authorities are not going to care if your identity is stolen at the time of arrest. The only hope you will have is to have evidence and witnesses available to protect your name.

During the September 11 ordeal the terrorist were using someone else’s identity at what time the crime was acted out. Now, the media has not to my knowledge reported the arrest of the victims who lost their identity, however it has happened and will happen again.

Once more, what if the identity thief uses your driving license pulled over and arrest…Do you know what the Secretary of State is storing in their files under your name? If the perpetrator is pulled over for drinking and driving and you have not reported the crime to the Secretary of State or Department of Motor Vehicles, thus when you re-apply for your driver license or update your license the department may reject your renewal and your privileges may be suspended. Likewise, if you have not reported the crime to all authorities and the thief has your license information, thus when you get pulled over and find that the criminal of identity theft has committed a crime in your name, what do you have available to protect your self from the law?

As you can see, identity theft extends further than most crimes, since in many instances the victims are persecuted further by the law, credit bureaus, creditors, and many other sources.

Therefore, you should never give the original copies of any documentation to anyone; rather give the proper authorities copies of your notes, and other documentation. Once you have gone through the series of steps to fight back against identity theft, you will soon learn that you have only begun a hateful race of crime.

Why do identity thieves' steal you ask? Why me? Who is out to get me? Why do thieves steal is a question inside of a series of questions. Identity thieves steal because they can, because they find it entertaining, or else greed and desire is dancing inside their mind. Why you, because the thief does not care who he or she hurts, and you are nothing more than an object to his desire and greed. Who is out to get you? Identity thieves are out to get every one that they feel has something to offer them. Therefore, do not feel as though you are targeted for persecution (although you are), rather remember, that thieves do not care who they hurt, or who they attack.

Learning about Identity Theft

Learning about Identity Theft

Learning about identity theft is one of the most important things you will do in your lifetime, since millions fall victim each year. If you have fallen victim of identity theft, the time to come to blows is now. If you are not a casualty of identity theft, do not take any risks, in view of the fact that it is nearly impossible to reinstate your life once a thief takes hold of your identity.

Identity thieves will embezzle, by lying, studying, or tracing your identity everyplace in the world, while the majority will utilize the World Wide Web to take advantage of millions of individuals. In view of the fact that technology has urbanized, it does not stop the thieves. Thus, technology has made it convenient for the identity thieves to gain access to thousands of pieces of information daily.

Thieves are intelligent, and will work harder than technology and the law to stay on top of any situation. Criminals often study forensics, technology, law, and other subjects to stay alert and practice new modus operandi that will get their foot in the doors. Thus, they often learn new information to prevent the law from capturing them. Thus, the World Wide Web has opened the door for the perfect crimes to take place.

When a person reports identity theft, the law may search for the perpetrator but it could take years for the party to show up, while in other cases the perpetrator is never caught. If the thief was acted on the Internet, thus it is difficult to find evidence linking anyone to a crime. The federal government will often set up tactics to catch child molesters or other types of predators and may succeed, but identities thieves differ slightly from any type of criminal you will ever hear about.

Identity thieves frequent the World Wide Web, gas stations, department stores, grocery stores, police stations, doctor offices, homes, govern offices, and so forth. Criminals are often high-tech in engineering the perfect crimes. Therefore, no one should be trusted with your information. Studies have shown that few identity theft victims became victim of the crime by perpetrators closest to them. For example, few crimes were committed by friends, family members, or spouses. Thus, no one is trustworthy nowadays, since anyone can pose the threat of stealing your identity.

If you fall victim of identity theft you should immediately learn the steps to report the crime and continuing monitor your life and activities daily. Few identity thieves have committed crimes, which later the victim was arrested for the crime. Other thieves have filed bankruptcy, or else leased apartments, left and the blame was placed on the victim. Therefore, fighting without ceasing is important since your life is at stake.

If you are not convinced now that identity theft could fall on you, think of the accounts were victims were arrested for murder, spent time in prison and later the law found that the persons identity was stolen, used to commit a crime, and then destroyed. The courts are backwards, just as the law is backwards, since everyone going to court is often ‘guilty until proven innocent.’ They may claim that every one is innocent until proven guilty, but actions speak louder than words.

Fighting identity theft, includes reporting the incident immediately to the authorities, contacting the Federal Trade Commission (FTC), credit bureaus, creditors, license bureau, social security administration, and so forth. Once you file the reports, you will need to keep notes, records, statements, receipts, and other information pertaining to your life.

Victims of identity theft should not expect a miracle overnight, since it will not happen. Few victims that contact the authorities rarely hear from them again once the report is filed. Thus, you are standing in a world alone with many victims; therefore, it is up to you to continue fighting and searching for the solution to stop the criminal from utilizing your identity further. Make sure that you monitor your credit reports ongoing and disputing any allegations made against you. If the reports come back with negative remarks against you, dispute the allegations again. Keep fighting!

Jeopardizing your Identity

When you lay your information out on the line and care little that anyone sees who you are, you are jeopardizing your identity and could fall into the hands of the next identity theft. When you visit the World Wide Web and find something that peeks your interest before you give out your credit card information you had better think long and hard before filling out that order form. If the site does not have security or encryptions then the site is a surefire leak that can land your information into the hands of an identity theft.

The World Wide Web is one of the most dangerous environments created, and much to your surprise there are countless of predators getting away with identity theft every day. The law enforcement along with many other officials and agencies are working hard to fight the crime; however, the World Wide Web has ways of covering the tracks of predatory persons, thus rarely are they ever caught.

Over the last few years thousands, if not millions of individuals have lost their identity on the World Wide Web alone. Out of the many that have lost their identity only a handful of the perpetrators were caught while, the government is spending billions of dollars each year to fight the crime. If you are online and planning to give out your information, before you place your self in jeopardy, make sure the site, have encryptions. The little lock and key at the bottom of the pages is a proof that encryptions exist, however the ‘s’ behind the http located in the search engine is far more secure than the lock and keys.

Even if the site offers, security you may want to check with the Better Business Bureau to make sure the site is legit. Take note that some services online will sell, lease, or else give your information to other services. Thus, if you are ordering online make sure that the site guarantees privacy and security in the terms and conditions before taking the next step.

If you fall into the hands of an identity thief make sure you contact the authorities immediately, file a complaint with the proper governmental officials online, call the TransUnion, Equifax, and Experian immediately, and ask that a FREEZE be placed on your accounts. You will also need to cancel all credit cards, debit cards, checking accounts, market accounts, saving accounts and so forth. Be sure to notify your utility providers, mortgager, property owners and anyone that has access to your information, alerting them that your identity was stolen.

When you open up new accounts in your name make sure you keep high watch over the activity that occurs on your accounts. Keep all statements, receipts and any information provided to you by the services or anywhere you use your account information. If any activities occur immediately, report them to the right sources to avoid further complications. You may want to open up three or more banking accounts and close them randomly if the perpetrator is not caught.

Sounds frustrating, but when you are a victim of identity theft, you are a victim forever in most instances. Furthermore, if you become a victim of identity theft you may want to visit your local mental health expert, since the mental anguish you will endure throughout the process will drive you to the ground, unless you are strong willed and ready to fight ongoing without cease for the rest of your life. It is important to learn how to take care of your health also, since your nerves will crash you over time if you are not wise to the steps of fighting identity theft. Do not think that it could be simple as getting a new identity, because it is far more complicated than this.

A new social security number is rarely ever giving to an identity theft, simply because the thief has access to your information and could easily get hold of the new number. Once a victim of identity theft, you remain a victim for life in most cases. I encourage you to never jeopardize your information at any time and take all precautions when anyone asks you to give out your information.

Internet Mail Identity Theft

Internet mail is one of the main sources that perpetrators of identity theft utilize to gain access to personal information. The perpetrator may send threatening mails, or mails that seem appealing. Spam or Phishing emails are linked to identity thieves and arrive in millions of mailboxes worldwide. Not one of us is singled out to become the next victim. Rather, identity thieves focus on getting identities to gain, instead of worrying about whom they are stealing the identity from.

Few thieves will target a specific company or person, especially if they are aware of the worth of the accounts. Thus, these thieves are acting on greed and intend to get rich by stealing someone else’s identity. The dispatcher of such mails are challenging the receiver by deception hoping the receiver will give out personal information, such as banking routing numbers, bank numbers, PIN and passwords, Social Security Numbers and other precious information that the thief can utilize to gain control over your identity.

Added emails that you may want to bear in mind are Spam mails that often assert that you have won x amount of cash, please act now to receive your prize. Logic should tell you that if you have not joined a contest or gave your information over the phone lines or internet, then chances are you have not won a prize. Recently, I received various mails claiming that I have won $32,000 and is requested to pay the tax on the winning, and to please respond now to receive your prize. DELETE. Other mails followed claiming that I could receive scholars or grants to attend such and such college, to earn my degree act now by providing my personal information. NOT!

After my identity has been stolen, unless your name is GOD you are not getting any personal information from me. My bank already has my personal information, thus there is no reason for them to email me asking for my personal information. Banks clearly state in the Terms & Conditions that they will “Never” send electronic mail requesting information from the recipient at any time, thus giving your information to an electronic email with your bank name listed in the header is only asking for trouble.

Identity thieves think of everything when it comes to stealing identities, including sending emails in respected names. FDIC was targeted by thieves, thus the sender sent mails to recipients of the bank requesting that they provide personal information now to avoid closure of their accounts. Microsoft was also targeted by thieves when mails were sent to various boxes requesting the receiver to download patches to protect their computers. Once the receiver downloaded, the attachment a dangerous Virus quickly took control of their computer, leaving the computer bleeding and leaking with empty spaces that would direct anyone to the information stored on the computer.

EBay is a target for thieves. Few thieves purchase items on EBay claiming to send the owner a check that amounts to more than the purchase price and that the owner should send the remaining amount back to the purchaser by electronic form, or else through “Western Union.” The checks were found to be copycats and were attempts to steal. Thus, the Internet is not a safe environment; therefore, I will provide helpful tips to help you prevent identity theft.

Steps to protecting your identity:
Never open emails that you do not trust.
Never give out personal information abroad the internet, unless you know the company is trusted and has encryptions to secure the site. Still, you may want to reconsider and order directly via postal mail from the company.
Do a background check on any site you are thinking of giving your information to.
If possible, send Money Orders to pay bills or else pay for products online and offline.
Never give our personal information over the phone lines.
Do not post personal information on forums, bulletin boards or discussion boards online.
Conceal your personal information at all times, including at home.
When using ATM or other machines to make deposits, withdrawals or purchases make sure no one sees, you type in your PIN number.
Change your Pin numbers and passwords randomly.

Insurance for Identity Theft

At one time, we had policyholders offer coverage for life, health, pet, travel and automobile, but nowadays policyholders have included identity theft, since millions are fallen victim each year.

Each year we as citizens pay billions of dollars out of our pockets combined to make up for identity theft. With each act of criminal, our prices of food, gas, products and even utilities increase. Few services are available to help persons keep track of their information, however the services comes with a price and may or may not be necessary. Few services such as Citi Credit Monitoring Service might be worth looking into since the site is secure and the company guarantees your privacy will enabling you to view your accounts and files regularly. The service is relatively low and might become useful over time.

Few companies offer identity theft insurance that includes software. The software supposedly helps track identity theft activities and offers support and help in the event you become a victim of theft. Your FICO score and other options for monitoring identity theft are also available with the software.

Thus, getting insurance coverage may become one of the valuable purchases you will ever make. Unfortunately, when a person becomes a victim of identity theft they may also become the victim of the court systems, companies, and others. Millions around the world that has become victims of identity theft and few of these people have gone to court, fought to restore their identity more than 60 hours per week, and so forth. When you become a victim of identity theft, the theft has access to open banking accounts in your name, apply for credit cards, utilize your current accounts, commit crimes in your name, escape crimes in your name and so forth. When the curtain comes down you are the one that is often persecuted further by the courts, creditors, society and employers.

The world is filled with ignorant people that could care less what happens to someone else, until a crime is committed against him or her of the same nature. Most people go around believing they criminals only target foolish people, or people deserving of the crime. Thus, these people are the foolish ones that have no idea what, their future holds for them, since identity theft is ever increasing and each year millions of people out of about 5.5 billion people worldwide become targets of identity theft.

If you are a doctor, lawyer, cop, pharmacist, judge, politician, poor, technician and so forth you may become the next victim. Likewise, politicians, judges, lawyers, cops, doctors and other professions are subject to steal your identity at any given time. Criminals are often educated individuals with the few being poor. In fact, most criminals will work toward a degree in a specific well-respected career in order to gain access to information. Thus, the ones that you think are respected may very well be the ones you need keep an eye on. After studying Criminal Law, I learned that the poor people are merely scapegoats to cover up who the real criminals are. Most poor criminals engage in petty crimes and often avoid crimes that will send them to prison. The souls often need help rather than jail to recover from their behavior patterns and problems.

Therefore, insurance can come in handy, since you never know whom the criminal is, no more than you know whether you will be the next victim of a crime. Insurance usually costs a few dollars per month, or else the policyholder may include software for a one-time fee.

Recent laws were setup in certain states, including bans on social security numbers. In other words, companies in certain states are not allowed to publicize customer’s socials. Thus, the statistics on identity theft showed in this law that “hackers’ gained access to thousands of personal information abroad the Internet from company ‘databases’ that were said to be secured. Therefore, taking all precautions to protect your identity is foremost than taking a few steps in saving your life from ongoing stress and misery.

Immediate Rules Identity Theft

Unfortunately, all of us are potential victims of identity theft. If you fall into the hands of identity theft, you will need to know the next steps to take to protect your self as much as possible. First, you must contact your local authorities to receive a police report or number. The police are probably not going out of their way to help you, but still you need that report. Some departments of law differ from others, meaning that some officers are compassionate, while others could care less. Sometimes this is due to the restrains put on the law enforcement to prevent or fight a crime, while other times it is because the law hires in employees that have backgrounds that would scare the beard off your grandmother’s chin.

In other words, the law enforcement hires in perpetrators of crimes without even knowing until the crimes are committed. Unfortunately, there is a lot of cover up in law enforcement, but still that report is necessary to finish your procedures in identity theft.

The next step is to contact the Federal Trade Commission Identity Theft Clearinghouse, where these people will spread the word that your identity was stolen. In some instances, it helps, while in other incidents it appears all in vain. The most important step that follows contacting the Federal Trade Commission (FTC) is to contact the credit bureaus.

The credit bureaus store your personal information, including FICO scores. Call TransUnion, Equifax and Experian alerting them that your identity was stolen and request immediate copies of your reports. The copies are free at this point, thus make sure you notify the proper credit bureaus. If anyone tries to charge, you learn your rights before calling and let them know that they are within violation of your rights. Equifax, Experian and TransUnion often give little problems when requesting reports, especially if you are a victim of identity theft.

Once your reports arrive, review the reports with vigilance searching for any debts, bankruptcies, tax liens, delinquencies, et cetera on the reports that do not belong to you. Any charges unauthorized by you are sure to follow up by filling out the dispute forms provide by the credit bureaus immediately. The bureau will carry out an investigation on your behalf, by contacting the companies or sources accusing you and requesting proof of the debts. If the bureaus find there is not sufficient information that insinuates that you caused the debt, the bureaus will place “deleted’ or “dismissed” behind the debt. Under law, the credit bureaus are obligated to remove any debts from your credit reports that clearly were not incurred by you.

Keep original copies of all reports, letters received and sent, and other documentations in a safe filing cabinet. It is important to keep the files organized and never throw them away under any circumstances. Furthermore, do not store the files on your computer, unless you are not connected to a server (Internet). If you decide to hook the Internet up to the computer, immediately remove the files, storing them on storage mediums, such as tapes, disc, floppy, external Medias, or Zip drives. Always, keep a hard copy in a filing cabinet. Learn how to keep notes of all activities and never throw away any receipts, especially if you purchased by credit/debit cards, or checks.

When you contact the credit bureaus make sure you request the bureaus to place a Fraud Alert of Freeze on your accounts. Immediately close bank accounts, credit card accounts and other accounts in your name. Next, contact your Secretary of State or Department of Motor Vehicle and report the crime. You will also need to contact the Social Security Administration alerting them that your identity was stolen.

You will also need to learn steps to prevent further activities and learn how to reduce second identity theft odds. Victims of identity theft often feel “What’s the purpose.” Thus, some victims fell, victim of identity theft a second time, since they felt hopeless from the first crime. Try to remember that thieves are predators that harm the entire population, thus fighting back is the only chances you have of survival and winning the crime committed against you.

Identity Theft who is hurt

Identity Theft who is hurt

Who is hurt when identity theft occurs? Few believe that the victims them self are the only ones hurt when identity theft occurs, however, contrary to their thinking, everyone is hurt when identity theft occurs. Rich people may not feel the dents in their wallets when identity theft occurs and continues, but as the year’s progress, they will look back and see how they too became victims of identity theft, although their identity was never stolen.

Thus, when identity theft occurs over time every one is the victim of the crime. To pay for the expenses incurred by identity theft we must pay higher prices for gas, food, household goods, utilities, and the list goes on. Each year millions of people are victimized by identity theft, yet the statistics never add the victims outside of the victim’s criminal attack.

Technology is working harder everyday along with others, including financial departments, creditors, law, government and so forth to fight identity theft. However, the harder these sources work the criminal is already readying himself for the crime he is about to commit. Make no mistake, since criminals work overtime to get what they are out to take.

Some thieves steal simply for the thrill of the act. Other thieves steal to gain something from the criminal action. Still, other criminals steal identities while planning to commit a serious crime, using the information to cover his or her tracks. Think of a child filled with curiosity, and how the child refuses to let go of the emotion that is triggering him to do something he is unsure if he will regret later. Per se, the child wants something and it is out of his reach, except on the shelves at the store he visits frequently. The child will linger in his mind how he will get hold of the object he wants, until finally his impulses take over and he grabs the object, runs from the store and later realizes that he committed a crime.

This is a hypothetic case scenario, but real criminals think in similar patterns, however many have goals in mind behind the object, they are seeking to obtain. Thus, we have motive, planning, goals, thinking, strategy, skill, study time, education, learned behaviors, habit and other elements that come along with the criminal minds, especially the minds of thieves and murderers.

The criminal first considers all the possibilities, including how he or she can get away with the perfect crime. Thus, you can see that some criminals act out on crimes, simply because they want to do what no one has done before, and that is…commit the perfect crime. Challenge can be seen from this illustration. Therefore add challenge to the list above and continue...and what do you have…someone capable of stealing your identity and possibly never being caught.

I studied criminals for decades, mostly serial killers; however, I have lived around, monitor, explored and reported thieves throughout my lifetime. Unfortunately, I have been a victim of identity theft twice, and other thievery crimes. Therefore, my goal is to reach an audience similar to the child listed in the article, filled with curiosity wondering how they can prevent and fight identity theft.












If you are a victim of identity theft, never give up hope since there is hope somewhere at the end of the tunnel. Continue battling, regardless of the level of effort you must put into the battle. If you are not a victim of identity theft, thus protect your personal information with everything you have, and never give your information out over phone lines or the Internet. Make sure that you keep track of your every move throughout your life, since you never know when you will fall victim of identity theft.

As you can see, identity theft is one, if not thee most hateful crime ever committed, since the victim of the crime often feels hopeless and has to act like a Paranoid Schizophrenia to survive. The victim is persecuted by the thief and the everyone else around him, including creditors, law enforcement, courts and so forth. Finally, you ask, who is hurt when identity theft occurs…YOU and EVERYONE else in the world!